下面是小编为大家整理的FIDIC合同条件中保险条款（完整）,供大家参考。
FIDIC 合同条件中的保险条款 一、通用条件中的保险条款 18.1 有关保险的一般要求 (General Requirements for Insurances) 保险方，投保方 the insuring Party effect insurance 办理保险 办理(一切险，人寿，工程，第三方责任)保险 to arrange / cover / provide / take out (all risks, life, project, third party liability) insurance
这些条件应与双方在中标函颁发日期前达成的条件相一致。
These terms should be consistent with any terms agreed by both Parties before the date of the Letter of Acceptance.
这一条件协议应优于本条的各项规定。
This agreement of terms shall take precedence over the provisions of this Clause.
专 用 条 件 所 附 细 则 the details annexed to the Particular Conditions 如果要求某一保险单对联合被保人进行赔偿，则该保险赔偿应分别适用于每位被保人，如同各联合受保人均已发有单独的保险单。
If a policy is required to indemnify joint insured, the cover shall apply separately to each insured as though a separate policy had been issued for each of the joint insured.
投保方应要求所有附加联合受保人遵从保险单规定的条件。
The insuring Party shall request all additional joint insured to comply with the conditions stipulated in the policy.
每份承包损失或损害保险单应规定，赔偿金须以修复损失或损害所需的货币种类进行支付。
Each policy insuring against loss or damage shall provide for damages to be paid in the currencies required to rectify the loss or damage.
工程与承包商设备的保险 Insurance against works and Contractor’s Equipment
人员伤害和财产损害的保险 Insurance against Injury to Persons and Damage to Property
合同可规定专利权的独家使用。The contract may provide for the exclusive use of the patent.
从承保人所获之赔偿金应当用于修正（弥补）损失或损害。
Damages received from insurers shall be used for the rectification of loss or damage.
投保方在支付每一笔保险费后，应将支付证明提交给另一方。
When each premium is paid, the insuring Party should submit evidence of payment to the other Party.
投保方应将工程施工过程中发生的任何相关变动通知给承保人，并确保依照本条的规定维持保险。
The insuring Party shall keep the insurer informed of any changes to the execution of the Works and ensure that insurance is maintained in accordance with this Clause.
未经另一方事先批准，任何一方不得对任何保险条款做出实质性的变动（或更改）。
Neither Party shall make any material alteration to the terms of any insurance without the prior approval of the other Party. [,?:lt?"rei??n]
如果投保方未能按合同要求办理保险并使之保持有效，或未能按本款要求提供另一方满意的凭证和保险单的副本，则另一方可以（按他自己的
决定且不影响任何其他权利或补救的情况下）为此类违约相关的险别办理保险并支付应交的保险费。
If the insuring Party fails to effect and keep in force any of the insurances which it is required to effect and maintain under the Contract, or fails to provide satisfactory evidence and copies of policies in accordance with this Sub-clause, the other Party may (at its option and without prejudice to any other right or remedy ) effect insurance for the relevant coverage of this default and pay the premium due. (it = the insuring Party)
如果投保方未能办理合同要求办理并使之保持有效，且又可以办理的保险，而另一方既没有批准将其略去不办理，也没有为弥补此过失办理相关的保险，则任何通过此类保险本可收回的款项应由投保方支出。
If the insuring Party fails to effect and keep in force an insurance which is available and which it is required to effect and maintain under the Contract, and the other Party neither approves the omission nor effect insurance for the coverage relevant to this default, any money which should have been recovered under this insurance shall be paid by the insuring Party.
18.2 工 程 和 承 包 商 设 备 的 保 险 ( Insurance for Works and Contractor’s Equipment ) 全部复原费用 full reinstatement cost 拆除费用 cost of demolition [,dem?"li??n] 清除残骸费用 cost of removal of debris ["deibri:] 此类保险应自根据第 18.1 款（有关保险的一般要求）(a)项提交凭证的日期起，至颁发工程的接收证书之日止保持有效。
This insurance should be effective from the date by which the evidence is to be submitted under sub-paragraph (a) of Sub-Clause 18.1[General Requirements for Insurances], until the date of issue of the Taking-over Certificate for the Works.
投保方应将此类保险的效力保持到颁发履约证书之日，对承包商应负责的、颁发接收证书前出现的某项原因引起的损失或损坏，以及承包商在任何其他作业过程中造成的损失或损害进行承保。
The insuring Party shall maintain this insurance to provide cover until the date of issue of the Performance Certificate, for loss or
damage for which the Contractor is liable arising from a cause occurring prior to the issue of the Taking-Over Certificate, and for loss or damage caused by the Contractor in the course of other operations.
全部重置价值 full replacement value 对于承包商的每项设备，其保险有效期应从设备被运往现场时起，直至不再将其作为承包商的设备使用为止。
For each item of Contractor’s Equipment, the insurance shall be effective while it is being transported to the Site and until it is no longer required as Contractor’s Equipment.
除非专用条件中另有规定 Unless otherwise stated in the Particular Conditions
基准日期 Base Date
以合理的商务条件 at commercially reasonable terms
因雇主使用或占用工程的另一部分而对工程的某一部分造成的损失或损害 [?"tribjut?bl] 归咎于 loss or damage to a part of the Works which is attributable to the use of occupation by the Employer of another part of the Works
每次发生（事故）的免赔额不应大于投标书附录中规定的款额 deductibles per occurrence shall not be more than the amount stated in the Appendix to Tender
本款规定的各项保险应以各方联合的名义投保，双方共同享有从投保人处得到的保险赔偿支付的权利，赔偿费仅用于修补损失或损害之目的，由双方共同掌管或分配 The insurances under this Sub-Clause shall be in the joint names of the Parties, who shall be jointly entitled to receive payments of insurance indemnity from the insurer，payments being held or
allocated between the Parties for the sole purpose of rectifying the loss or damage.
18.3 人身伤害和财产损害的保险 ( Insurance against Injury to Persons and Damage to Property)
投保方应为承包商履行合同引起的，且在履约证书颁发之前发生于任何物质财产的损失或损害，或发生于任何人员的死亡或身体伤害，办理每方责任险。
The insuring Party shall insure against each Party’s liability for any loss , damage, death or bodily injury which may occur to any physical property or to any person, which may arise out of the Contractor’s performance of the Contract and occurred before the issue of Performance Certificate.
本款中规定的各项保险应以各方联合名义办理。
The insurances specified in this Sub-Clause shall be in the joint names of the Parties.
雇主有权在任何土地上，越过该土地，在该土地之下、之内或穿过其间实施永久工程，并为永久工程占有该土地。
The Employer has the right to have the Permanent Works executed on, over, under, in or through any land, and to occupy this land for the Permanent Works.
18.4 承包商人员的保险 ( Insurance for Contractor’s Personnel ) 承包商应针对承包商雇用的任何人员或承包商的其他任何人员的伤害、疾病、或死亡所导致的一切索赔、损害赔偿、损失与开支（包括法律费用和开支）的责任投保，并使之保持有效。
The Contractor shall effect and maintain insurance against liability for claims, damages, losses and expenses (including legal fees and expenses) arising from injury, sickness, diseases or death of any person employed by the Contractor or any other of the Contractor’s Personnel.
二、专用条件中的保险条款 承包商应对本合同要求的各项保险向一家保险公司投保；保险公司则应对发出的投保通知、保险单和保险背书予以签署和盖章。
The Contractor shall effect all insurances required under the Contract with an insurance company which shall sign and seal each cover note, policy and endorsement issued.
在收到开工令的 10 日内，承包商应提交保险通知书由工程师和业主核准，据此证明，所要求的各项保险已经办理完毕。此外，承包商应在收到开工令的 35 日内提交保险单，由工程师和业主予以核准。
Within ten days after receipt of the Order to Commence, the Contractor shall submit cover notes for the approval of the Engineer and the Employer, proving that all the required insurances have been effected, and shall submit the insurance policies for the approval of the Engineer and the Employer with thirty five days after receipt of the Order to Commence.
各保险单应附有背书证明：保险人查阅了合同文件后宣布，本保单提供了合同要求的所有保障。
The policy or policies shall include an endorsement that, having examined the Contract Documents, the insurer declared that the policy or policies provide all the indemnities required by the Contract.
如有任何保单要求承包商超额支付，则超出部分应由业主批准，同时承包商应明确保证支付这些超付部分。
Should any of the policies require excess payments to be covered by the Contractor, the excess shall be subject to the approval of the Employer and the Contractor shall expressly undertake to cover such excesses
承包商应与保险公司就其在本条款下的潜在责任义务进行全范围的保险。
The contractor shall insure with an insurer against his potential liabilities under this Clause to the full extent that they are insurable.
保险保障应在合同车辆的整个使用期内都是持续有效的。
The insurance cover shall be continuous throughout the period of use of the vehicles in connection with the Contract.
至于保险中对于引发索赔的任何特定事件的被保险金额则不作限制。
There is no limitation as to the sum insured in respect of any particular incident giving rise to claims under the insurance.
保险单是可以更新或延期的，但须由保险公司在保单逾期前，按照确定的延长时间予以办理，这种做法已被视为惯例。
It has been counted as a convention that the insurance policies shall be able to renew or extend with a confirmed extension of period by insurance company before it is expired.
四、保险常用语句 (Useful Sentences for Insurance) 被保险人和保险人都应遵守最大诚信原则。
Both the insured and the insurer should observe the principle of utmost good faith.
我们将给予被保险人“无赔款折扣”。
We shall give the benefit of “No Claim Discount” to the insured.
承包商办理的保险范围可以包括（不包括）… The insurance cover effected by the Contractor may include (exclude)…
保险公司付了一大笔钱。
The insuraer paid a big sum of money.
承保利润预损保险所需的信息，与安装全险保险/承包商全险保险所需的信息相类似，但随着风险的不同而有所不同。
The information needed to underwrite ALOP is similar to that of EAR/CAR coverage, but varies from risk to risk.
保险公司有代为追偿...
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